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Life is busy and it can be easy to lose track of business spending. Agreeing an overdraft limit in advance (Known as an arranged overdraft) can give financial flexibility when your client really needs it, as emergencies occur and sometimes unexpected bills arrive.

An arranged overdraft is agreed with the bank. It allows your client to spend or take out more cash than they have in their current account. 
If your client’s request for an arranged overdraft is approved, you could have access to the money the next working day.

Staying within your limit
’s very important to make sure not to go overdrawn without having agreed an overdraft limit. Or, that your client doesn’t go over an arranged overdraft. If this happens it means you will enter what is called an Unarranged Overdraft.